First Response coverage provides 24/7 access to a cyber-response team during a security breach or denial of service attack.
Event Management covers the costs to retain legal, IT forensics and public relations services to assist in managing and mitigating a covered privacy or network security incident.
Network Interruption responds to an insured’s loss of income and operating expenses when business operations are interrupted or suspended due to a failure of network security.
Third-party liability cover resulting from breaches of confidential info, security failure, failure to notify the regulator and breaches of PCI compliance. Includes defence costs and insurable fines in relation to any regulator of Data Protection legislation worldwide.
Covers organisations against losses resulting from an extortion threat. This includes ransoms to end an extortion as well as fees incurred from specialist cyber extortion advisors.
Covers damages and defence costs arising from a breach of third party intellectual property or negligence in connection to electronic content.
Covers direct financial loss from fraudulent electronic fund transfers arising from a cybersecurity breach.
A reward for information leading to the arrest and conviction of cyber criminals including hackers and rogue employees, encouraging staff to report suspicious behaviour.
Covers charges from unauthorised access and use of a business’s telephone system, eg fraudsters targeting telephone systems to make calls to premium rate numbers.