Skip To Main Content

Oil and Gas Protect

Oil and Gas Protect combines the key covers of Employers’ Liability, Public Liability and Product Liability tailored to meet the needs of UK businesses operating in the Oil and Gas sector.

Why Choose AIG for Oil and Gas Protect?

Oil and Gas Protect combines a market-leading product, with swift and informed underwriting response, tailored risk management solutions and local expert claims handling. This is all underpinned by AIG’s proven expertise and longevity serving the Oil and Gas sector. 

The AIG Advantage

AIG Oil and Gas Protect Solutions

Oil and Gas Protect provides any combination of Employers Liability, Public Liability & Products Liability for  UK businesses of all sizes operating in or supplying the Oil & Gas sector. 

Oil and Gas Protect Product Profile

PDF file - 46.1 KB

Oil and Gas Protect can cover businesses of all sizes including those with multinational exposures, providing the reassurance and convenience of worldwide territorial coverage, unless a country or region is excluded. 

  • Employee definition includes One Man Limited contractors (OML) which have long been a staple feature of the industry’s diverse and complementary workforce.
  • Our Employers Liability policy can accommodate a variety of roles, from the drill deck to the control room. 
  • Our definition of Offshore Activity has been clarified and now includes floating production storage and offloading vessels FPSOs.
  • Broad definition of injury. 

Oil and Gas Protect provides significant limits from EL Indemnity through to Employee Related Accident Benefits – where we are providing more meaningful awards for accidents that have the most impact in the sector.

  • The Contractual Liability extension comprises a Waiver of Subrogation where required in Contract. It is designed to remove ambiguity by removing references and references to “standard contracts”.
  • Cover now includes any required named Indemnitees, Indemnity to Principal, and Named Additional Insured status.
  • Cover also includes:  Indemnity to Principal and Named Additional Insured Status, Products unknowingly sold to USA. advice design service and specification cover for injury or damage

Risk Consulting

Our dedicated Casualty Risk Consulting unit is focused on the development and delivery of a range of alternative programme solutions to meet our clients’ needs. AIG’s Principal Risk Consultants are based in Scotland with decades of experience dealing with Oil & Gas clients. This, backed by access to our global consulting network, supports our engagement with established and emerging operators with activities in the North Sea. This gives a flexible and insightful approach that is valued by Oil & Gas sector clients. 

Engagement opportunities are tailored to suit individual client needs and can include:

  • Liability loss control site audits, using bespoke models if necessary, to validate standards and identify improvement opportunities.
  • Emergency / post-loss risk management support.
  • Risk Management benchmarking across multi-site operations.
  • Claims Defensibility engagements.
  • Contract risk management workshops to ensure awareness and understanding of emerging legal issues.
  • Risk Reviews of new or emerging technologies to support the underwriting process.
  • Pre-cover client engagements to support accurate risk based underwriting.
  • Clients also have access to the AIG-funded RoSPA accredited e-learning platform, Human Focus


Our network of AIG local offices and our Network Partners means we can issue policies and service multinational clients in 215 jurisdictions. With AIG offices in Norway, UAE, Qatar and Kuwait and strong ties with partners in other OPEC member countries, Kazakhstan and Azerbaijan, we are well-placed to meet the complex needs of our Oil & Gas clients.

Our Casualty Leadership Team

View contact information for AIG UK’s Casualty leaders.

Downloadable Materials

Download PDF [46.1 kb]

46 KB
Oil and Gas Protect Product Profile

Download PDF [74 kb]

73 KB
Oil Gas Protect Product Summary