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Marine Insurance

With nearly 100 years of marine expertise, AIG and Talbot offer expert underwriting, risk consulting and claims support for marine, cargo, and logistics risks. 

AIG and Talbot: Meet our UK Marine Leadership Team

Why Choose AIG and Talbot for Marine Insurance?

AIG and Talbot deliver comprehensive marine insurance for portside operations and goods in transit worldwide, spanning cargo, hull, marine liability and fine art and specie cover.

Backed by a global marine team, we bring the scale, scope and technical capability to deliver tailored insurance solutions for organisations and multinationals across the maritime and logistics sector. In the UK, our dual stamp capacity with Talbot combines deep regional underwriting expertise with full Lloyd's licenses, enabling maximum line size capacity for clients and brokers.

e-Trade

Trade on AIG eXtra & Acturis

For UK SME clients, brokers can also quote and bind Marine CargoGuard online via our award-winning AIG eXtra platform and Acturis.

The AIG Advantage

Key client and broker benefits 

Full Product Suite

Cover for mid-market through to multinationals, across all industry sectors and geographies.

Underwriting Expertise

Substantial underwriting, claims and risk consulting expertise delivers flexible, innovative marine solutions.

Meet the team

Global and Local

A dedicated Multinational Centre of Excellence supports complex, cross-border marine risks.

Find out more [PDF]

Claims Excellence

Seamless global claims handling protects clients’ reputation and customer relationships. 

Find out more [PDF]

Marine at a Glance

200+

Countries and jurisdictions where AIG and Talbot can issue policies

100+

Marine claims adjusters and risk consultants worldwide

8

Core products across AIG and Talbot

1

AIG and Talbot dual stamp capacity

AIG Marine Solutions

Drawing on our deep industry expertise, our products are crafted to provide flexible solutions to address our clients' complex cover needs.

Our Marine Liability insurance offers critical protection for port owners and operators, shipyards, vessel owners and other portside operations. 

Our flexible cover addresses third-party liability, property damage, and personal injury, scaled to the risk. Backed by a global network, we pair local expertise with international responsiveness to protect assets and reputation worldwide. 

Protects ports, terminals and other cargo-handling facilities from the potential loss or damage to equipment, property and third-party liability.

Our Marine Cargo insurance covers goods moving across land, sea and international borders, supporting manufacturers, distributors, traders and retailers wherever their supply chain takes them.

We protect cargo in transit against accidental physical loss or damage, anywhere in the world (except to ports or places subject to sanctions or where it is unlawful to ship), with cover extendable to storage risks outside normal transit. 

For transport and logistics companies, we offer third-party liability cover, available on standard terms or bespoke contracts tailored to operations.

For complex logistics and project movements, our Marine Project Cargo insurance provides “all risks” and delay in start-up protection for goods, equipment and materials at every stage of the journey. This helps keep supply chains running smoothly and protects assets from origin to final destination, giving businesses confidence when managing high-value or intricate shipments.

Bulk carriers [PDF] Power transformers [PDF]

Flexible cargo insurance designed to protect goods throughout the supply chain. With local underwriting expertise and access to a global network, cover can be tailored for UK SMEs, larger corporates and multinational businesses, helping to manage exposures such as physical loss or damage, theft, handling incidents and supply chain disruption.

We provide specialist Freight Liability and Shippers Interest insurance solutions for freight forwarders, global logistics operators, warehouse keepers, and road/rail carriers.

Our Hull, War and Ship Construction insurance spans marine hull risks, physical damage to vessels, war threats and exposures during the shipbuilding process. Most business is written on an all-risks basis, with options for excess hull, limited conditions or total loss only.

Our Fine Art & Specie team combines technical expertise with bespoke cover for private and commercial clients across the art, collectables, banking, jewellery, cash and precious metals industries, protecting valuables worldwide, both in transit and at rest.

Fine Art & Specie Page

Client Case Studies

Behind the Seams: Insurance for Iconic Chanel

AIG delivers a unified multi-line programme across five continents, backed by multinational expertise.

Read More

Anchoring Major Marine Deal with Global Ports and Terminals Operator

AIG UK, Global Specialty and Talbot teams unite to deliver a tailored solution that stands out from the market.

Read More

Claims Case Studies

When a port authority faced a significant claim after a vessel sank in bad weather, AIG worked alongside our client, guiding strategy and overseeing the defence through the jurisdiction’s highest court. Our expertise and appointed specialists protected the client’s balance sheet and kept them trading with confidence throughout. The result was a favourable outcome and a positive impact on the client’s loss history.

A global multinational organisation required a complex, tightly timed claims process. AIG worked with the client and broker to build a detailed claims-handling process and bulletin, ensuring requirements were communicated and delivered consistently. A designated claim representative was assigned to manage the account and resolve any issues, giving the client reliable, dedicated support wherever claims arose across the globe.

A pharmaceutical company pursued a multi-million dollar claim against our client, complicated by liability limits in an underlying service agreement. AIG prioritised our client’s commercial relationship while pursuing maximum recovery. The result was a solution that compensated the claimant fairly while preserving the business relationship.

The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.

FAQs

The dual-stamp arrangement enables clients and brokers to access AIG company capacity and Lloyd’s syndicate capacity through Talbot Underwriting.

It combines Talbot’s highly skilled and experienced underwriters and Lloyd’s licences with AIG’s global risk consulting expertise and worldwide network.

For marine risks, brokers can access AIG company-market and Talbot Lloyd’s-market solutions through a single channel.

This approach brings together AIG and Talbot capacity and underwriting expertise to provide broad marine cover for hull, liability, port and cargo risks. 

"All risk" coverage in AIG marine insurance is the broadest type of protection available for goods in transit. It covers any accidental physical loss or damage from external, fortuitous (accidental) causes, unless specifically excluded in the policy.

Yes, AIG has a global Marine Risk Consulting team, including master mariners, to help clients and brokers identify exposures and reduce risks. 

Port owners and operators, shipyards, vessel owners, and other portside businesses needing third-party liability, property damage and personal injury cover. 

Our Marine Leadership Team

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