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AIG Trade+ combines ‘ground-up’ cover with non-cancellable credit limits.

Why Choose Trade+?

Trade+ is AIG’s trade credit insurance product designed for medium sized businesses with and annual turnover between £10m and £150m across multiple sectors. Trade+ clients will predominately sell from the UK to export markets although other markets can be considered. We combine ground-up cover and non-cancellable credit limits that are for 12 months, delivering credit limit certainty, minimising policy administration and speeding up the claims process. It also offers tremendous opportunities to insurance brokers.

The AIG Advantage

AIG Trade+ Solutions

With a wide breadth of experience in the trade credit field, AIG is strongly equipped to deliver innovative solutions that serve both clients and brokers. 

With Trade+, credit limits are calculated for each buyer using either real time payment data from the policyholder’s accounting software or by an AIG underwriter. This means Trade+ can deliver rapid and consistent credit limits that match policyholders’ requirements.

It is common practice for trade credit insurers to require policyholders to complete a monthly return of overdue accounts. Trade+ does this automatically, on a real-time ongoing basis, saving policyholders time and providing them with the latest up-to-date buyer information.

Trade+ means less work for policyholders. They don’t have to do any of their buyer analysis themselves to set discretionary limits, so when there’s a claim they don’t have to justify any of their buyers’ credit limits, it is already done it for them.

The system also highlights which accounts should be placed on stop helping ensure policy compliance. Trade+ includes debtor profiling, automatic reporting, automatic alerts and pre-populated claims forms; all of which are designed to reduce the time policyholders spend managing their policy.

TradEnable Xtra

Trade+ is easily set up with a simple uploaded excel file of the policyholder’s Accounts Receivables data onto out TradEnableSM Xtra portal.

  • Visit the AIG TradEnableSM Xtra site 

  • Upload invoice data via the online portal

  • Trade+ user’s debtors are matched to DUNS, trading experience is analysed and limits are calculated

  • View and manage the recommended credit limits for buyers

There are no additional up-front payments as the platform costs are included in the insurance premium.

TradEnable Xtra


Our Credit Leadership Team

View contact information for AIG UK’s Credit leaders.