Empowering trade with insurance specialism

How trade finance & trade credit insurance have specifically helped empower trade

Trade Finance

Working closely with banks and alternative lenders to create flexible insurance solutions.

Who is it for?

Established trade banks and alternative lenders. Single risks/named buyers: equivalent of BB- or better (by S&P). Portfolios with deductible: wide range of risks.

Trade Finance Credit Insurance

Trade Finance Transactions Covered

  • Receivables
  • Confirmed payables
  • Letters of credit
  • Structured trade finance
  • Trade loans/asset backed lending

Trade Finance Solutions

  • Flow - simple single risk and named buyer wording or market/insured wordings
  • Portfolio - excess of loss structure
  • TC Bridge - both corporate and funder benefit from a cost effective solution

What Makes AIG Different

  • Partnerships built on trust, expertise and innovation
  • Solutions that match funder needs and regulatory compliance for capital relief
  • Includes scalable programmes, on/off balance sheet and securitisation style structures

Summary of Policy Types, Obligors Rating and Global Capabilities

Trade Finance Policies

  • Single risk/multi-named buyers or Portfolios
  • Basel Accords compliant
  • Indemnity or Excess of Loss cover
  • Flexible solutions to match the financial institutions risk profile and regulatory capital needs
  • Up to one year or maximum 18 months non-cancellable limits
  • Integrated technology solutions available
  • Trade Finance structuring and back up servicing available
  • Can support group and discretionary limits

Single Risk/ Multi-Named Buyers

  • Obligors rated BB- (or S&P equivalent) or better


  • AIG can consider a wide spread of obligors in a portfolio, with appropriate excess of loss structure

Global Capabilities

  • AIG can provide locally admitted insurance in over 200 countries and jurisdictions.*

* OFAC/Sanctioned Countries excluded. 

Related Documents

Get Trade Finance documents

How can we help?

Risk Appetite & Claims