As of March 2022, more than 6 million people in the UK are waiting for medical treatment, including surgery, on the NHS. If you need surgery in the future, choosing to go private could provide you with the care you need without the wait.
The cost of paying direct could be the biggest deterrent for anyone hoping to skip any NHS queues. But the Surgery Cash Plan could provide an affordable option for many. Whether you choose to go private or stay with the NHS, the Surgery Cash Plan will pay a cash benefit to you directly, to use as you wish.
And if you are in doubt about the surgery recommended by your doctor, your Surgery Cash Plan comes with Virtual Medical Care, which provides a 2nd Medical Opinion at no extra charge, to give you the comfort you may need.
Whether you go private or NHS you will receive a cash amount whilst you're recovering. If the surgery is with NHS we will pay 75% of the amount listed.
Choose who you want to cover
Choose cover for yourself, yourself and a partner, yourself and your children or your family (yourself, partner and children).
Children must be under the age of 18.
Find out more
To read more about Surgery Cash Plan cover, please see the policy documents for full details.
Virtual medical advice with your surgery cover
The Surgery Cash doesn’t just cover your family’s financial needs. It also helps protect your and their health with Virtual Medical Care from Teladoc for the lifetime of your policy. This non-emergency service provides the following benefits.
Receive medical advice, prescriptions or specialist referrals 24/7
Be assessed by leading experts and ask for second opinions
Connect with a GP via a secure phone call or videocall
Use the service as often as you need it
Your subscription covers whoever is on the policy
Second medical opinion for existing diagnosis or treatment plan
Ready to Apply?
Apply for your cover quickly and easily online today.