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Protect your family with cover suited to you

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AIG Direct Personal Accident

If your income is unpredictable and you do not have life or medical cover, we think you’ll find AIG Direct Personal Accident insurance a good alternative.  What it means is this: if you were either to die in an accident, or be injured such that you couldn’t work, this cover would pay out a lump sum of money to help support your family.

Let’s face it, life is challenging enough. What if you injured yourself in an accident and couldn’t work? You and your family would have the added challenge of getting by on less money. You might not have enough cash to pay your rent or household bills. How would you/your family manage? 

We hope you never suffer from an accident like this but if you do, we could help. We’ve created a special kind of insurance, to help meet your financial needs.

Protecting your family is easy

Personal accident cover is often part of a life insurance policy. Not with AIG Direct Personal Accident insurance. For the price of a TV streaming monthly subscription, you can relax – if an accident stops you from earning an income, you and your family will have some of the financial support it needs. Here’s what makes this such a good deal, subject to terms and conditions:

  • Monthly premiums from only £6.33 based on a family plan with Silver level cover
  • 3 different levels of cover, paying out: up to a maximum of £40,000 for Silver, £80,000 for Gold or £160,000 for Platinum
  • You’re covered for accidental death and a wide range of accidental injuries (exclusions apply)
  • Lump-sum payouts – great for when you need it
  • A long policy life – you can keep it going until you’re 75 years old
  • Rolling monthly premiums – no annual payments
  • Teladoc Virtual Medical Care is included for the life of your policy

Be ready for tomorrow – get in touch today 

Expert medical advice with your accident cover

AIG Direct Personal Accident insurance doesn’t just cover your family’s financial needs. It also helps protect your and their health with Virtual Medical Care from Teladoc for the lifetime of your policy.

  • Receive medical advice, prescriptions or specialist referrals 24/7
  • Be assessed by leading experts and ask for second opinions
  • Connect with a GP via a secure phone call or videocall
  • Use the service as often as you need it
  • Your subscription covers two adults and two children

Key Exclusions

We won’t pay out if:

  • Your injuries are self-inflected
  • If the accident happens while you are involved in an unlawful act
  • If you deliberately or recklessly expose yourself to danger
  • Bodily injury resulting from sickness or disease.
  • Airborne activities apart from commercial flights as a passenger
  • No type of mental disorder is covered
  • Permanent total disablement will not be paid for children 16 or under or those aged 65 or over

An insurance company with over 100 years of experience

With roots that trace back to 1919, AIG is a global insurance company with operations in more than 80 countries and jurisdictions and we have more than 60 years' experience in the UK alone. If an unfortunate accident occurs, we are able to help ease your financial needs as we’ve created personal accident cover for today’s world. 

Protect your family with cover suited for you

Call 0800 876 6456

Lines are open 8.30 am to 5.30 pm, Monday to Friday

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You’re covered for accidental death and a wide range of accidental injuries, subject to exclusions as detailed in the policy document.