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Hospital Cash Plan
*Standard Silver cover
Standard Cover provides:
Optional Enhanced Cover additionally provides:
Standard Cover |
Silver | Gold | Platinum |
| 1. Inpatient hospitalisation for each inpatient stay: | |||
a) due to bodily injury, illness or disease - per overnight stay Payable for a maximum of 60 overnight stays |
£80 | £100 | £200 |
| b) Payable on discharge from hospital following a valid claim under item 1.a) above if the hospitalisation included a minimum of 7 consecutive overnight stays in a HDU or ICU - one payment of |
£320 |
£400 |
£800
|
Enhanced CoverThe following benefits are only applicable where Enhanced Cover is shown on your schedule. | Silver | Gold | Platinum |
| 2. Inpatient hospitalisation for each inpatient stay: | |||
a) due to elective surgery - per overnight stay Payable from the third consecutive overnight stay for a maximum of 60 overnight stays | £40 | £80 | £100 |
b) due to pregnancy complications or childbirth - per overnight stay Payable from the third consecutive overnight stay for a maximum of 60 overnight stays | £80 | £100 |
£200
|
3. Out-patient benefit For each scheduled follow up visit to a hospital as an out-patient for check-ups, consultation, or treatment that is considered medically necessary by a doctor for the insured person and which is connected with a previous valid claim for that insured person under item 1.a) above. - per out-patient visit Payable for a maximum of 6 out-patient visits for any one insured person and any one connected claim Or Physiotherapy benefit For each physiotherapy session not at a hospital considered medically necessary by a doctor for the insured person following a valid claim under item 1.a) above and undertaken within 26 weeks of the hospitalisation. - per physiotherapy session Payable for a maximum of 6 physiotherapy sessions for any one insured person and any one connected claim |
£40
£40 |
£50
£50 |
£100
£100 |
4. Recuperation benefit Payable on discharge from hospital following a valid claim under item 1.a) or 2.b) above if the hospitalisation was for 7 consecutive overnight stays or more. - one payment of |
£320 |
£400 | £800 |
| 5. Accidental death | £40,000 | £40,000 | £40,000 |
| 6. Permanent total disablement | £80,000 | £80,000 | £80,000 |
7. Loss of limb: a) two or more | £80,000 £40,000 | £80,000 £40,000 | £80,000 £40,000 |
8. Loss of sight: a) in both eyes | £80,000 £40,000 | £80,000 £40,000 | £80,000 £40,000 |
9. Loss of hearing: a) in both ears | £50,000 £25,000 | £50,000 £25,000 | £50,000 £25,000 |
All benefits payable in respect of dependent children are 50% of those shown above, except for the accidental death benefit, which is £7,500.
Benefits are not payable in the 30 days immediately following the effective date of the policy, unless they relate to bodily injury.
We won’t pay out in certain circumstances which are detailed in the policy, including:
Price is dependent on your age and the cover option you choose so please call us for a personalised quote. Cover under the policy stops on the first premium due date after your 65th birthday.
Please refer to the policy document for full terms & conditions, exclusions and limitations.
The Hospital Cash Plan doesn’t just cover your family’s financial needs. It also helps protect your and their health with Virtual Medical Care from Teladoc for the lifetime of your policy.
With roots that trace back to 1919, AIG is a global insurance company with operations in more than 80 countries and jurisdictions and we have more than 60 years' experience in the UK alone. If you are unfortunately admitted to a UK hospital for overnight stay due to illness or accidents, we are able to help ease your financial needs as we’ve created hospital cover for today’s world.
Lines are open 9.00am to 5.00pm, Monday to Friday
The cover provides a range of cash benefits if you are admitted to hospital overnight due to accidents or illness, subject to exclusions as detailed in the policy document.