Hospital Cash

Cash benefits for overnight hospital stays

Contact us on 0800 028 2257
Lines are open 9am to 5pm Monday to Friday

Hospital Cash 

If you have to stay in hospital, you won’t want to worry about the extra expenses.

With our cover you’ll get from £80* a day up to 60 nights including COVID19, which could help with your unexpected costs. 

*Standard Silver cover

Cash benefits for overnight stays in hospital

Cover for Hospitalisation

Up to £200* for every overnight stay in a UK hospital due to accident, illness or disease including COVID19 up to 60 nights.

*Platinum Standard Cover

Cover for Intensive Care Unit

Lump sum cash benefit paid on discharge following 7 consecutive nights in a High Dependency Unit or Intensive Care Unit.

Choose who you want to cover

Choose cover for yourself, yourself and a partner, yourself and your children or your family (yourself, partner and children).

Children must be under the age of 18.

Key Exclusions

We won't pay out in certain circumstances, which are detailed in the policy, including:

  • Pre-existing medical conditions
  • If your injuries are self-inflected
  • If the accident happens while you are involved in an unlawful act
  • If you deliberately or recklessly expose yourself to danger
  • Airbourne activities apart from commercial flights as a passenger
  • No type of mental disorder is covered
  • Permanent total disablement for children of 16 years of age or under or 65 years of age or over at the date of the accident

Price is dependent on your age and the cover option you choose. Cover under the policy stops on the first premium due date after your 65th birthday.

Please refer to the policy document for full terms and conditions, exclusions and limitations.

Virtual medical advice with your hospital cover

The Hospital Cash  doesn’t just cover your family’s financial needs. It also helps protect your and their health with Virtual Medical Care from Teladoc for the lifetime of your policy. This non-emergency service provides the following benefits.

Receive medical advice, prescriptions or specialist referrals 24/7

Be assessed by leading experts and ask for second opinions

Connect with a GP via a secure phone call or videocall

Use the service as often as you need it

Your subscription covers whoever is on the policy

Second medical opinion for existing diagnosis or treatment plan

Ready to Apply?

Apply for your cover quickly and easily online today.


Help to protect your family with hospital cover

Contact us on our Toll Free Number, lines are open 9am to 5pm Monday to Friday.


An insurance company with over 100 years of experience

With roots that trace back to 1919, AIG is a global insurance company with operations in more than 80 countries and jurisdictions and we have more than 60 years' experience in the UK alone.

If you are unfortunately admitted to a UK hospital for overnight stay due to illness or accidents, we are able to help ease your financial needs as we’ve created hospital cover for today’s world.