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CyberEdge provides an end-to-end risk management solution to stay ahead of the cyber risk curve. Through our new modular wording, businesses choose the level of cover and support they require – ensuring they receive tailored insurance for the risks they face.

Through our 60 Second Cover Guides below explore the cover modules that make-up a CyberEdge policy and why businesses need them.

 
 

First Response coverage provides 24/7 access to a cyber-response team during a security breach or denial of service attack.

Event Management covers the costs to retain legal, IT forensics and public relations services to assist in managing and mitigating a covered privacy or network security incident.

Data Protection & Cyber Liability responds to third party liability for claims arising from a failure of the insured’s network security.

 
 

Network Interruption responds to an insured’s loss of income and operating expenses when business operations are interrupted or suspended due to a failure of network security.

Extends Network Interruption cover to include losses and mitigation costs arising from a security or system failure at an Outsourced Service Provider (OSP).   

Extends Network Interruption cover to include losses and mitigation costs resulting from an internal system failure not arising from a cyber-security breach.

 
 

Adds another insured event to the Event Management section of a CyberEdge policy and covers accidental damage or destruction of a Company’s Computer System.  

Covers damages and defence costs arising from a breach of third party intellectual property or negligence in connection to electronic content.

Covers organisations against losses resulting from an extortion threat. This includes ransoms to end an extortion as well as fees incurred from specialist cyber extortion advisors.  

 
 

Covers charges from unauthorised access and use of a business’s telephone system, regardless of whether this is initiated on or off their premises.  

Covers direct financial loss from fraudulent electronic fund transfers arising from a cybersecurity breach.   

Covers costs to provide discounts or rebates to customers and can be triggered under the Event Management section if an individual’s data has been compromised, or under the Network Interruption section if a service has been disrupted.  

 
 

A Criminal Reward Fund may be paid for information that leads to the arrest and conviction of individuals attempting to commit an illegal act relating to cover provided under a policy.