AIG eXtra

Lifeline Plus
Group Personal Accident and Business Travel Insurance

Lifeline Plus offers customisable cover with flexible limits payable as a result of an insured person sustaining bodily injury following an accident. Personal accident and travel insurance can be purchased together or separately.

Lifeline Plus RapidQuote offers fixed personal accident and business travel cover payable as a result of an insured person sustaining bodily injury following an accident.

Cover and service benefits include:

• Travel Assistance App
  Keeping travellers safe and informed through security notifications and quick-call assistance services.
• MyLifeline.co.uk
  Dedicated travel assistance website providing clients with access to tools and resources.
  
• Travel Awareness Training
  Award-winning pre-trip awareness training to support employers’ duty of care obligations.
  
• Virtual Medical Care
  Access to GP Consultations and Expert Case Management at any time.
  

PrivateEdge
Directors’ and Officers’ Liability Insurance

PrivateEdge provides core management liability and corporate liability with optional employment practices liability, pension trustee liability and crime insurance, with separate and adjustable limits, for a variety of businesses and charities.

Client cover and service benefits include:

• Dedicated Claims Team
  One of the industry’s most experienced D&O claims teams. Whatever claim a client faces we’ll have seen something similar.
• D&O Legal Advice
  Complimentary D&O legal advice from a top 50 UK law firm on any issue a client feels could lead to a PrivateEdge claim.
• No Retention
  No retention for Employment Practices claims for clients who have contacted the legal helpline and are subsequently represented by a member of the PrivateEdge Legal Panel.
• Reputational Protection
  Assistance to help clients communicate clearly and professionally internally and externally in respect of a claim or other significant event.
  

Professional Liability
Professional Indemnity Insurance

Professional Liability offers professional indemnity insurance to cover a wide range of professionals against negligence claims in their provision of advice, design or specification services to clients.

Client cover and service benefits include:

• Experienced Claims
  Highly experienced PI claims team with a proven track record of defending allegations against professionals.
• Regional Claims
  Claims teams in London and Manchester to support clients and brokers.
• Appetite
  Wide risk appetite across professional sectors and long-standing, dependable market presence.
• Coverage
  Broad “Civil Liability” basis of coverage for most professional sectors.
  

CyberEdge®
Cyber Liability Insurance

CyberEdge safeguards organisations from the financial consequences that can result from cyber-attacks and sensitive data breaches. In addition to first and third party cover, CyberEdge provides preventative cyber security advice, responsive guidance during an incident and post event consultancy services.

Client cover and service benefits include:

• Coverage
  Broad cyber cover from event management and cyber extortion to network interruption and cyber liabilities.
• First Response
  Retention-free “First Response” delivers immediate IT and legal assistance after a breach.
• Loss Prevention
  A host of cyber training and cyber loss prevention tools and services available to clients. Minimum premiums of £5,000 apply.
• Claims Expertise
  With exceptional cyber claims expertise, clients are in safe and experienced hands whenever they face a cyber loss.
  

Excess Elite
Excess of Loss Insurance

Excess Elite offers cover for any combination of excess Public Liability and Products Liability, excess Employers’ Liability or excess Motor (Third Party Property Damage) Liability.

Client cover and service benefits include:

• Flexible Single Policy
  A single policy for multiple exposures simplifies administration, whilst reducing the potential for gaps in cover.
• Long Tail Claims
  Large liability losses often take many years to finalise. Our team of highly experienced claims handlers have many years’ experience in helping businesses through these challenges.
• High Limits
  We can write 100% of many clients excess liability exposures reducing the need to arrange co-insurance and multiple excess layer policies.
• Crisis Containment
  Rapid, professional and consistent internal and external communications assistance after a major incident, helping to protect and maintain a client’s reputation.

CargoGuard
Goods in Transit Insurance

CargoGuard provides flexible ‘All Risks’* cover - as per the Institute Cargo Clauses ‘A’ – on an annual basis, suitable for both domestic and international transits by sea, air and land. These could include manufacturers, suppliers, exporters, importers, wholesalers and retailers.

*Exclusions and other conditions may apply.

Client cover and service benefits include:

• Appetite
  Owners of goods that are moved domestically or internationally.
• Cover
  Warehouse to warehouse ‘All Risks’ protection on an annual basis. Online premiums up to GBP 5,000.
• Claims Handling
  Reduced documentation requirements to enable faster processing of eligible claims up to USD 10,000.
• Built-In Extensions
  Built-in cover for a variety of business needs.