Skip Navigation?
 

Construction

Liabilities across the construction industry are as diverse as the companies that serve it. From project start to finish, construction contractors must confront complex, often large-scale risks. We offer a comprehensive approach to developing clients’ programmes, from underwriting to loss control and claims management.

We leverage our collective risk evaluation experience, industry insight, best practices and lessons learned to deliver superior value in product, service and value innovation. This builds off our decades of extensive industry experience; our teams of construction-dedicated professionals assist our clients in structuring the insurance programs they need; putting in place sound loss mitigation practices; and effectively handling claims.

Search below for more about the standard and more-specialised insurance products and services we can offer construction clients of all sizes to address the simplest to most difficult of exposures from environmental liability to builders’ risk.

Employers' Liability

Accel Elite is an employers’ liability programme with a fully integrated programme to improve worker safety. Medical and vocational rehabilitation is provided following work related incidents causing injury or illness to employees. Risk Consulting services provide tailored solutions to clients focused upon key risks or concerns and clients are supported by access to an online health and safety platform.

Business Travel and Personal Accident

Group personal accident and travel insurance that contains a wide range of cover, is simple to buy and delivers the promised benefits effectively.

Directors & Officers Liability Insurance

Our new CorporateGuard offering is the strongest we have ever produced. It's built on our longevity in the sector, our global franchise, our technical expertise and our experience handling more claims against directors than anyone else.

Energy

Specialist insurance protection for global and local oil & petrochemical, power generation, chemical manufacturing, offshore, construction and boiler & machinery sectors. Makes full use of AIG's global network and resources and in-house loss control and engineering expertise.

Excess Liability

Excess liability protects clients from major incidents that could exhaust their primary insurance protection. We cover Employers’, Public/Products and Motor Third Party Property Damage Liability. In addition we include crisis management cover for up to £100,000 and Medical and Vocational rehabilitation.

General Liabilities

Public liability, products liability and excess liability insurance delivered by regional underwriting specialists who combine superb technical skill with high authority levels.

Kidnap and Ransom

For any company with employees either travelling to or based in overseas countries, or high profile organisations.

Mergers and Acquisitions

Mergers and acquisitions (M&A) is a corporate strategy dealing with the buying, selling and combining of different companies with the intent of improving financial performance without the having to create and develop a new entity from the ground up.

Political Risks

Risk transfer solutions to enable companies to manage the overseas country risks associated with international business operations, allowing them to run their operations without worrying about the consequences of disruption following a political act.

Professional Liability

Primary and excess cover for liability exposures such as errors and omissions faced by professionals in a variety of industries.

Supply Chain Finance

A unique solution helping companies access working capital.

Trade Credit Insurance

Trade Credit helps provide the security a company needs to trade domestically and globally by insuring its accounts receivables.

AIGTrade Plus

AIGTrade+ is an innovative trade credit product which combines “ground up” cover with non-cancellable credit limits. AIGTrade+ is easy to set-up and works by connecting to a client’s accounting package, allowing credit limits to be automatically calculated based on real time payment history or set by an underwriter.

Crime Insurance

Coverages defend companies from losses due to criminal exposures such as fraud and employee dishonesty.

Employment Practices Liability Insurance

Specific, purpose-built worldwide employment practices cover for the entity, individuals, and outside entity directors.

Environmental Impairment

Our range of environmental insurance solutions can address our client’s environmental exposures in a more comprehensive way and include costs that are directly associated to the business such as remediation or the business interruption as a result of that remediation as well as claims brought the business by others – even for environmental damage that’s not caused by pollution.

Expatriate Care

International private medical insurance for expatriate employees. As well as emergency and routine medical cover, our Expatriate Care policy provides access to an international network of medical facilities and a range of value added services.

Global Limits Manager

A web-based credit management tool designed to set, manage and monitor customer credit limits and ease policy administration using live sales ledger data. This can be supplemented where necessary with status agency data providing a powerful insight into a policyholder's receivables risk portfolio.

Liability Protect

Combines employers’ liability and public/products liability with additional covers and services: helping clients to contain costs, broadening protection and assisting businesses to control the operational risks within their organisations.

Motor Fleets

Comprehensive, third party fire and theft or third party only fleet cover, tailored to insured's needs.

Portfolio Solutions

Schemes, Preferred Insurer Panel, MGAs and other arrangements where brokers place blocks of business with a single insurer are growing rapidly. Not only can they deliver desirable benefits to customers such as wide cover, competitive pricing and superior service, but they also generate business benefits for intermediaries including enhanced new business acquisition, stronger business retention and cost efficiencies.

Property

Standard and customised commercial lines property products and services to a diverse range of clients - from single site operations to multinationals.

Surety

Surety Bonds provide protection to clients, both public and private, against contractors’ and service providers’ inability to fulfill contractual obligations, usually as the result of financial failure or technical problems. At AIG Surety we work with those contractors and service providers to mitigate those risks and concerns and guarantee performance.

Trade Finance

Credit insurance supporting structured transactions based on trade receivables.

Environmental Insurance