AIG TradEnable+

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AIG TradEnable+

A trade credit product which combines ground up cover with non-cancellable credit limits  

AIG TradEnable+ is an innovative trade credit product which combines ‘ground up’ cover with non-cancellable credit limits.

Our online platform analyses the trading history of a policyholder’s customers, and calculates credit limits based on real time payment history or set by an underwriter. This relieves the client of the responsibility for managing discretionary limits. 

AIG TradEnable+


  • Non-payment of a buyer due to insolvency or protracted default.
  • Credit limits are provided on each buyer and claims are paid at 90% indemnity.
  • All credit limits are provided by AIG. There is no Discretionary Credit Limit facility within the policy meaning the client does not have to justify any credit limit decisions.
  • There will be a minimal non-qualifying loss level below which claims will not be considered and a maximum liability to cap the level of claims paid in any one year.
  • Providing the buyer pays on time, credit limits are non-cancellable for 12 months. 

Who is it for?

Companies with a turnover between £10 - £100 million in all sectors with well-managed stable ledger and sound bad debt history.  Companies trading in UK and OECD markets are preferred (other markets can be considered).

See our Risk Appetite

Why choose TradEnable+ from AIG?

Easy to set-up

Policyholders simply need to create an excel file of invoice data, map it to our TradEnable portal to get your personal credit management tool. There are no software, installation or maintenance charges as all the costs are included in the insurance premiums.




Simplified administration

Overdue account reporting is done automatically by the TradEnable+ platform. This  reduces administration of the policy and ensures compliance with policy terms and conditions for our policyholders.


Product Profile


Simplified claims process

All limits are agreed by AIG so policyholders do not have to justify any credit limits when there is a claim, which can sometimes slow down the process, and claims forms are automatically pre-populated by the system.

Related Documents

Get Trade Credit documents

How can we help?

Risk Appetite & Claims

TradEnable Xtra

Credit Limit Management