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Enviropro UK wording comes with some important and highly distinctive features, in addition to more standard environmental coverages.
Environmental liabilities present a growing risk to businesses. Heightened levels of public awareness and developing environmental regulation have made businesses more responsible for environmental damage. Commercial insurance policies often exclude losses from gradual pollution releases and biodiversity damage.
Unlike EnviroPro UK. AIG have been developing innovative environmental insurance programs for over 10 years and EnviroPro UK is continuing evidence of our commitment to addressing our clients' changing market needs.
Enviropro UK covers liabilities under Environmental Law including damage to water, land, protected species and natural habitats, including primary, complementary and compensatory remediation. The 2009 EDR introduced liability for compensating for damage to protected species and habitats.
Enviropro UK includes cover for sudden & accidental and gradual pollution, as well as environmental damage where pollution is not necessarily the cause.
Business interruption Expense
Third party bodily injury and property damage
Third Party Nuisance Claims
Who is it for?
Different businesses have different environmental exposures and risks. Some businesses have heightened environmental exposures from their air emissions, oil or chemical spills, waste management or water discharge from cleaning or cooling operations.
The flexibility of AIG Enviropro coverage can accommodate a large selection of businesses with operational processes including, but not limited to, manufacturers, power producers, printers, metal fabricators, warehouses, haulage firms, textile producers, retailers and food processors as well as educational establishments, medical centres, retailers and hotels.
Our insurance provides cover for provisions of the EDR including ‘biodiversity’, complementary and compensatory remediation, defence and mitigation costs.
Our environmental policies do not distinguish between sudden & accidental and gradual pollution.
Policies cover changes in legislation to keep up with rapidly evolving legislation
For complex risks and to meet contractual requirements, AIG takes a flexible approach to ensure the client’s needs are met.
Cover may extend beyond pollution to cover other types of environmental damage, even if pollution is not the cause.
Access to local Environmental underwriting expertise and the ability to underwrite in local language
For operational or new conditions coverage we offer a simple streamlined quote and bind process based on information about the operations and activities of the sites, the standard of environmental management and information on the surrounding environment