Liability Protect
Provides any combination of Employers’ Liability, Public Liability & Products Liability insurance and is suitable for UK businesses of all sizes & across most sectors.
Liability Protect allows you to combine the key covers of Employers’ Liability, Public Liability and Product Liability tailored to your business’ needs.
You'll also receive our complimentary services that help mitigate your risks.
Who is it for?
UK domiciled businesses, of sizes and sectors including multinationals.
Product Details
We’ve broadened coverage in several areas of Liability Protect based on our analysis of market liability wordings and feedback from our valued brokers and clients. We also go beyond Liability Insurance, offering a range of valuable additional covers and services.
Target Market
- UK domiciled businesses
- Businesses of all sizes
- Businesses in all industrial sectors
- Multinational companies
Reduce future claims
We offer a tailored advisory service from our expert consultants - from developing and reviewing safety programmes, employee and management training to best practice assessments all designed to reduce risk and prevent claims.
Liability Protect
Employers' Liability
Legal Costs in addition to limit of indemnity
Criminal Legal Expenses £5m aggregate limit in addition to limit of indemnity
TUPE given as standard
Wide definition of employee
Medical and Vocational Rehabilitation at no extra premium cost
Health and Safety loss control
eLearning RoSPA accredited health and safety training
Serious Accident Response Service
Additionally:
Employment Related Accident Benefits (ERAB) included as standard when Employers' Liability purchased
Public/Products Liability
£5m aggregate legal costs in respect to Corporate Manslaughter in addition to the limit of indemnity
Wide cover as standard, including:
Legionella
Advertising liability
Blanket vendors liability
Member to member liability
Advice, design service and specification cover provided if resulting in injury or damage
Libel/slander/defamation
Products unknowingly sold to the US included
Beyond Liability Insurance
Product Recall
£50,000 limit for government recall, product defect or malicious product tampering (included if Products Liability purchased)
Environmental Clean Up Costs
£2,000,000 limit (included if Public Liability purchased)
Crisis Containment
Up to £150,000 for professional crisis communications expertise (included if Employers' Liability or Public/Products Liability purchased)
Cyber Liability
Defence Costs & Data Protection Fines in connection with a Regulatory Investigation; Cyber Legal Liability in respect of a Breach of Confidential Information or a Security Failure. (optional module)
What's Inside Liability Protect
What's inside will help you understand the cover and services included in a Liability Protect policy.
Client Risk Solutions
Liability Protect comes with a powerful range of client risk solutions to help our policyholder make their businesses safer, and prevent a claim from happening in the first place.
eLearning Health & Safety training system
Complimentary access to a staff Health and Safety eLearning system provides an end-to-end process for clients to ensure and to demonstrate health and safety compliance.
Click here to find out more and set up an e-Learning account.
Casualty Risk Consulting
Tailored advisory services from our expert casualty consultants throughout the UK. Includes developing and reviewing safety programmes, employee and management training to best practice assessments.
Accident and Disease workshops
The option to attend Accident and Disease workshops run by our in-house teams. Covering a range of topics, these workshops provide clients with greater insight into how workplace accident and diseases occur and how to manage cases and claims from notification through to settlement.