Employers' liability programme with fully integrated medical and vocational rehabilitation following work related incidents causing injury or illness to employees. A Serious Accident Response Service, simplified process for notifying incidents and access to specialist loss control engineers can assist with accident management and Health and Safety compliance with enforcing bodies.
For accountants; Primary and excess cover for civil liability.
Provides protection for the officials, and their organisation, against claims brought against them for alleged mismanagement.
Hull physical damage and passenger and third party liabilities for passenger or cargo operations.
A web-based credit management tool designed to set, manage and monitor customer credit limits and ease policy administration using live sales ledger data. This can be supplemented where necessary with status agency data providing powerful insight to policyholders’ receivables risk portfolio.
A comprehensive combined insurance policy for businesses that's loaded with a host of useful benefits and services. We believe AIG Combined represents outstanding value for businesses. AIG Combined is an AIG Choice product.
Integrated web based environmental risk screening and insurance product.
Public liability for construction contractors at airports.
For airport owners and operators; Public liability, including ground third party liabilities and optional air traffic control cover.
For architects; Primary cover for errors and omissions, libel and slander, loss of documents, intellectual property rights and breach of warrant of authority.
Public and Product liability including grounding cover for manufacturers supplying the aircraft industry.
Public and products liability for companies operating at or servicing airports.
For owners and operators of aircraft; Hull physical damage. Excess terrorism third party liability.
Primary and excess cover for errors and omissions, libel and slander, loss of documents, property conversion, dishonesty of employees, breach of warranty of authority and compensation for court attendance for bailiffs and private investigators.
A Boiler and Machinery product which combines engineering and property insurance to protect a company's assets.
When directors are accused of breaching their duties actions may be brought against them personally, with devastating consequences even if they have done nothing wrong. Provides a pool of money for the directors of a company that can be drawn on to fund defence and settlement costs and the cost of legal representation at investigations.
Tailored self-insurance programmes ranging from UK covers to complex, multi-line global programmes. Our participation can range from 100% fronting to providing substantial risk transfer capacity.
Insurance programmes for a wide range of insurance covers, local underlyers and claims services, tailor-made client reporting and risk engineering.
A niche insurance company owned and controlled by the sponsoring capital provider. The insureds take a shareholding through a particular class of shares which form the cell. This capital provides the risk exposure and solvency margin for business transacted.
Cover for all aspects of a chemical company's operations, from its people, plant and physical assets through to the financial threats inherent in trade and export - backed by AIG Global Energy?s 50 years of experience servicing this sector worldwide
Designed to minimise the risk and uncertainty associated with environmental remediation projects, by ensuring funds will be available to complete a project if there are cost overruns as a result of pollution conditions, adjacent to or from the defined site location.
Provides a seamless approach to environmental due diligence and insurance (using our Pollution Legal Liability policy) that allows access to a specialist environmental claims handling capability.
For construction firms; Primary and excess cover for errors and omissions, libel and slander, loss of documents, intellectual property rights and mitigation of loss.
Provides cover for recall costs, loss of gross profits and rehabilitation costs following either accidental or malicious contamination (whether actual or threatened). It also provides crisis management planning and loss prevention services through leading international crisis management specialists.
Losses caused by contract repudiation/frustration due to political acts including but not limited to non payment by a Government or a Sovereign Obligor and Currency Inconvertibility.
To cover environmental liabilities arising from a contractors? operations and caused by the introduction of new pollution conditions or the exacerbation of existing pollution conditions.
Hull physical damage and passenger and third party liability for fixed and rotor wing aircraft.
Provides significant event limit benefits for organisations with employee benefit payment aggregations exceeding the cap placed on their pension scheme death in service cover
Protection against kidnapping for ransom, wrongful detention and in extortion scenarios.
Greater protection for directors's personal liabilities. Provides a combination of excess protection, drop down 'difference in conditions' (DIC) protection and cover if any of the underlying insurers can't or won't meet their policy obligations.
Protects the officers and staff of financial institutions to ensure they are empowered to defend themselves against FSA disciplinary or enforcement proceedings, any 'prohibition from approval' or 'withdrawal of approval' procedures and even investigations in which no wrongful act has been specified.
Professional services insurance on a civil liability basis for the financial institution, all its employees and others for whom it is vicariously liable.
For financial institutions; Covers employee fraud and dishonesty plus protection against third party fraud, including premises and transit, documentary fraud and computer and funds transfer fraud.
Protection from securities claims against the company and its directors, officers and employees listing the business on the Alternative Investment Market (AIM)
Protection for claims brought against directors, officers and managers for any act in a directorial or managerial capacity which leads to a claim. Specific SEC version for US exposures.
Protection for claims brought against directors, officers and senior employees for actual or alleged breach of duty, neglect, misstatements, errors or omissions. Includes separate limits for non-executive directors, crisis support package, and free legal advice. Specific SEC version for US exposures.
Specific, purpose-built worldwide employment practices cover for the entity, as well as its directors, officers employees and others.
Two policy levels that cover directors of a hedge fund against claims for breaches of duty in that capacity.
Financial protection against civil liability for investment advisory services, directors and officers liability insurance in respect of both the investment fund and investment manager; as well as crime cover against the dishonesty of employees and third parties.
Protection for the trustees, the employees, the employer company and the fund itself against claims brought for actual or alleged wrongful acts in relation to a plan.
Provides protection for the trustees, the employees, the employer company and the fund itself against claims brought for actual or alleged wrongful acts in relation to a plan. In addition to providing cover for settlement of an action, CorporateGuard Pension Trustee Liability insurance also provides cover for the costs of defending the action - payable as they occur.
Covers companies against securities claims arising from offerings of a company's securities. The policy can cover equity or debt issues, both initial and secondary. Cover is for the company and its directors, officers, employees and selling shareholders.
A blended policy offering financial protection against professional service claims, directors and officers liability claims, employment practices liability claims and outside directorship liability claims in the operation of a venture capital or private equity entity.
For banks; Covers Fraudulent acts, counterfeit and misuse following loss or theft of corporate credit cards.
Secondary credit insurance support for finance transactions backed by trade receivables.
Protection for businesses against the consequences of internal or external fraud, dishonesty, theft and third party forgery. Occupational assault cover is also available.
Comprehensive crime cover incorporating employee fraud and dishonesty and fraudulent acts committed by third parties
Mid to large sized UK companies; Comprehensive crime cover incorporating employee fraud and dishonesty and fraudulent acts committed by third parties. investor confidence, employee morale and consumer confidence and reputation. Fraud is not just a one-off occurrence and companies can be subjected to repeated attacks by their own employees or outsiders. Collusive fraud in particular (between company employees and suppliers) is on the increase.
Reimbursement of fees and costs of expert consultants responding to one of a number of specified crisis types.
A tailored standalone policy, designed to address the new exposures and requirements of a policy for directors of a sponsoring company which is no longer.
Funding for large programme deductibles and/or self-insured retentions with a deferred payback facility.
For airlines; Hull physical damage otherwise falling within the main Hull policy excess.
Offers executives protection from the financial consequences of their past, present and future actions. Cover includes defence costs against actions which could threaten their own personal assets and possibly lead to imprisonment.
Expert advice to assist clients meet the challenges of alternative and renewable energy risks.
For employment agents; Primary and excess cover for errors and omissions, libel and slander, loss of documents, dishonesty of employees and compensation for court appearances.
Engineers Professional Liability cover
For the metal-working industry; Material damage & business interruption on an all risks basis including cover for patterns & moulds, property at third party premises and inland transits.
Enviromental Impairment Liability insurance designed for the needs of UK's small to medium enterprises.
Environmental protection programme to help companies quantify, cap and otherwise manage large-scale, difficult environmental liabilities.
Offers coverage for environmental warranties in acquisition agreements.
Environmental protection programmes which help companies quantify, cap and otherwise manage large-scale, difficult environmental liabilities.
Provide novel solutions focusing on risks or exposures that are either new or are addressed inefficiently, or not at all, by traditional markets. Highly individualised basis that is not limited to a single class of risks or exposures.
Unique excess liability product incorporating employers liability, public/products and motor liability and offering crisis fund and medical and vocational rehabilitation.
For wealthy or high profile families, cover for ransom payments following kidnap, bodily injury or extortion plus cost of investigation, negotiation, medical expenses and aftercare.
Protection for companies from losses incurred through the dishonest or fraudulent acts of their employees and third party computer fraud by an unauthorised third party.
For banks; Cover for losses arising from non-payment of Letters of Credit or other Eligible Transactions by named obligors.
For wealthy or high profile families, cover for ransom payments following kidnap, bodily injury or extortion plus cost of investigation, negotiation, medical expenses and aftercare.
Fully comprehensive, third party fire and theft or third party only fleet cover, tailored to insured's needs.
Hull physical damage and passenger and third party liability for fixed and rotor wing aircraft.
For hotels; Material damage & business interruption on an all risks basis including cover for guests, customers and insured's personal effects, landscaping, works of art, deterioration of stock, business interruption.
For insurance brokers; Primary and excess cover for civil liability, dishonesty of employees including directors and partners, loss of documents, damages awarded by Ombudsman and compensation for court attendance.
This range of products has been developed to mitigate the political uncertainties of investing in a foreign country for both equity holders and lenders.
Contingent and repossessed hull physical damage and passenger and third party liabilities, for aircraft leasing and financing companies.
Address the uncertainty of liabilities that have typically developed over a substantial period of time, via a transfer to an AIG member company. May be developed on a structured basis.
Provides lump sum benefits to offset the additional costs and lost income of employees who are accidentally injured or killed, Crisis Containment Management if a covered loss affects the Insured's business and a Second opinion Medical Service, Health Portal and Health Information. Option to include travel cover, in addition or as a stand-alone cover.
Caps, or removes contingent liabilities and legacy management issues from a company's balance sheet, and transfers any recourse for the liability to insurance capital.
Cover for losses due to insolvency or default by customers through risk retention vehicles and excess of loss coverage.
For management consultants; Primary and excess cover provided for breach of duty of care, dishonesty of employees, unintentional infringement of intellectual property rights, defamation and loss of documents.
Provides accidental damage cover for property whilst in transit all across the globe.
Marine cargo solutions specifically for companies undertaking infrastructure projects, not limited to physical loss or damage to items, but can be extended to encompass expenses incurred, increased charges (e.g. rents or loan repayments) through to any loss of profits resulting from damage or non-delivery of equipment.
Specialist primary insurance and excess liability programmes for almost any type of marine risk.
Aircraft engine component failure; jet and turboprop aircraft.
Primary and excess cover for professional liability, errors and omissions, including libel and slander, intellectual property rights and mitigation of loss.
Individual insurance programmes for companies operating Mobile Offshore Drilling Units, providing tailored cover for each company's unique requirements. We provide protection against loss arising from accidental damage to property cover and related first party liabilities.
Customised programmes which address corporate risk issues related to unusual mortality-based risks as well as accident, medical and disability exposures.
Loss of stock or equipment in a foreign country through political acts.
Integrated office insurance and disaster recovery services. "All risks" material damage, business interruption, liability and equipment breakdown, backed up by an emergency relocation and resettlement service.
Cover for the costs of bringing an oil well under control following a blowout. Includes expenses resulting from seepage and pollution containment, as well as associated clean-up costs, and the expenditure involved in re-drilling the well to its original depth.
Partnerships may have exposures not only to their own employees but also to regulators and shareholders of outside companies. Complements existing professional indemnity covers and provides protection from the unexpected costs associated with investigations and tribunals, not to mention defence costs.
Enables companies to protect against costs of clean-up, bodily injury and damage caused to other peoples' property, by providing a specific insurance policy packaged to allow the Insured to design a programme suitable for their pollution insurance needs.
A portfolio programme for a private equity company that provides a risk management structure to cover single or multiple insurable risks in one overall programme.
Cover for failure of a supplier to export commodities paid for in advance by the Insured.
Allows clients the flexibility to select the number of key trading partners to be covered, so all credit limits above the PrincipalCustomer level are insured and vetted by us through our online platform.
Comprehensive protection for private companies and individual directors, officers and employees from actual or alleged breaches of duty, neglect, misstatement, errors or omission including employment practices violations.
Protects manufacturers of consumer goods from the devastating effects of recalls; covering the key expense areas and also providing the expertise of independent recall consultants to guide the company through the critical first few weeks of a product recall.
For energy generating companies, chemical manufacturers and mining operations; All risk covers including business interruption, construction all risks plus related liabilities.
Public, products and refuelling liabilities for companies operating airport refuelling services.
The insured has no shareholding in the captive but is able to cede risks to the insurance company which is financed by capital provided by the sponsor or owner.
Public and products liability for companies providing repair and overhaul of general aviation facilities.
Also known as Warranties and Indemnities Insurance. Responds to cover financial losses arising from breaches of any warranties, and in certain jurisdictions tax indemnities, provided to facilitate a variety of corporate transactions, especially mergers and acquisitions.
Retrospectively rated employers liability and motor programmes for businesses who regularly sustain a large number of small claims; written on a paid loss or incurred loss basis.
For solicitors; Cover for civil liability, damages awarded by the Legal Services Ombudsman, and defence costs, with policy extensions to include group personal accident and crisis consultancy.
Physical loss or damage to launch vehicles and satellites; third party liability during pre-launch, launch and in-orbit operations.
Professional liability, errors and omissions.
Customised solutions that innovatively address unique or difficult-to-insure risks. May contain a component of funding by client, structured policy limits and /or a provision for the client to benefit from favourable loss experience.
Surety facilities for companies that require bonds to support or facilitate commercial transactions.
Provides protection against the unanticipated deficiency in taxes and interest owed to a taxing authority attributable to a transaction.
Professional Liability that suits small and large technology firms.
We can manage any environmental liability for a single site or portfolio through our range of environmental capabilities, drawing on insurance, finance and engineering capabilities.
Losses on On-Demand-Bonds or Guarantees due to political acts.