Our customers, from individual consumers to the largest multinationals, are covered by one of the strongest and broadest product ranges around. As part of AIG, a world leader in insurance and financial services, AIG UK draws on a deep store of both local and international underwriting experience to provide distinctive and innovative products. Products to efficiently meet day-to-day needs, or created to respond to emerging and sometimes previously unimaginable areas of risk.

Accident and Health   
Travel, Personal Accident and Health Insurance products (available through organisations, affinity groups or direct, via the telephone or internet) to meet the personal needs of individuals and the commercial needs of businesses.  

AIG Combined
A comprehensive combined insurance policy for businesses that's loaded with a host of useful benefits and services. We believe AIG Combined represents outstanding value for businesses. AIG Combined is an AIG Choice product.  

Aviation
Innovative and comprehensive insurance solutions for the global aviation and space industry, encompassing the whole spectrum of coverages required by aircraft operators, manufacturers and ground service providers.  

Crime
Crime is real, it is intrusive, it hurts and it’s a growth industry. Companies are continually under the threat of fraud – invasive acts by unknown third parties, as well as by the ‘trusted’ employee working on the inside. When businesses fail to adequately protect their assets from criminal activities the repercussions can extend well beyond the immediate damage, to affect cash flow, investor confidence, employee morale and consumer confidence and reputations .  

Crisis Management      
Business contingency protection for crisis situations, from kidnap and ransom and extortion to contaminated food and drink products and consumer product recall situations. Integrates financial indemnity with expert assistance in managing the reputational impacts of a crisis.  

Directors and Officers      
Protection for claims brought against directors, officers and senior employees for actual or alleged breach of duty, neglect, misstatements, errors or omissions. Includes separate limits for non-executive directors, crisis support package, and free legal advice. Specific SEC version for US exposures.  

Energy
Specialist insurance protection for global and local oil & petrochemical, power generation, chemical manufacturing, offshore, construction and boiler & machinery sectors. Makes full use of AIG’s global network and resources and in-house loss control and engineering expertise.  

Environmental
Environmental Impairment Liability products covering both sudden & accidental and gradual pollution legal liability, including third party liabilities, on/off-site clean-up, defence costs and contingencies (such as business interruption). Products suitable for owned / leased sites (individual or portfolio) contractors operations and large remedial works. Products can also be used in conjunction with risk finance techniques.  

Financial Institutions
AIG UK’s specialist division for Financial Institutions provides a sophisticated range of dedicated products and a single point of contact for financial institutions’ intermediaries .  

FleetProtector
Fully comprehensive, third party fire and theft or third party only fleet cover, tailored to insured's needs.  

Kidnap, Ransom, and Extortion    
AIG UK’s Kidnap, Ransom and Extortion Insurance not only protects against financial losses but also makes available the expert services of Claytons Consultants, leading crisis management and security consultants. As well as managing any incidents on the policyholder's behalf, they provide pre-incident training and other security advice aimed at reducing potential risks.  

Liabilities      
Primary and Excess layers for Public and Product Liability, Third Party Motor Fleet and Employers Liability covers. Includes our highly regarded medical and vocational rehabilitation services.    

Lifeline Plus  
Provides lump sum benefits to offset the additional costs and lost income of employees who are accidentally injured or killed, Crisis Containment Management if a covered loss affects the Insured's business and a Second opinion Medical Service, Health Portal and Health Information. Option to include travel cover, in addition or as a stand-alone cover.   

Management Liability      
Management liability products including directors & officers liability, employment practices liability and pension trustees liability, with speciality solutions for professions and financial institutions. CorporateGuard Financial Lines products are backed up by a range of highly innovative value added services.  

Marine      
Customised cargo transportation products and services worldwide. Clients range from importers, exporters, manufacturers, logistics operators, or large project-cargo (infrastructure) operations to multinationals seeking tailored insurance solutions that can be location specific or part of a worldwide master policy programme.  

Mergers and Acquistions      
A range of bespoke products designed to transfer known and unknown risks in M and A and related transactions.  

Political Risk
Risk transfer solutions to enable companies to manage the overseas country risks associated with international business operations, allowing them to run their operations without worrying about the consequences of disruption following a political act.  

Professional Liability       
We have successfully delivered Professional Liability to UK businesses for over 30 years. We have consistently offered our customers competitive pricing, broad coverage and significant levels of capacity. We have the appetite, experience and commitment to provide a Professional Liability solution for the sole practitioner to the multi-national multi-disciplinary practice  

Property      
Standard and customised commercial lines property products and services to a diverse range of clients - from single site operations to multinationals.  

Risk Finance      
Insurance solutions that help companies manage challenging risks through a range of alternative underwriting techniques.  

Risk Managment      
Tailor-made insurance programmes that respond to a broad range of financial demands from clients who require financially structured insurance coverage. Specialities include multinational programmes, high frequency loss sensitive programmes, and programmes with unique client reporting requirements.  

Small Business      
Insurance solutions for smaller businesses.  

Surety      
Provision of contract and commercial surety credit to leading multinational engineering, construction and manufacturing companies. Surety relies on full indemnification for all risks undertaken.  

Trade Credit    
Provides the security a company needs to compete globally by insuring what is often the company’s largest asset - its accounts receivables.